Accessible
Loans, Connecting You to Growth.
Accessible Loans, Connecting You to Growth.
Trusted by Many to Deliver Growth
About Us
OnChain Finance (Private) Limited is a wholly Zimbabwean-owned Microfinance company, duly registered with the Registrar of Companies under the Companies Act [Chapter 24:03] and licensed by the Reserve Bank of Zimbabwe (RBZ) as a Micro-Finance Institution.
The company was founded and incorporated on 20 January 2025. OnChain Finance was established with a clear mandate to provide accessible, tailored financial services to small business owners, civil servants, and enterprising individuals. Our core mission is to bridge the funding gap and capacitate our clients to overcome barriers resulting from traditional financial exclusion.
Driven by a vision of modern, efficient, and inclusive lending, OnChain Finance leverages robust operational frameworks to serve the unbanked and underbanked sectors of the economy, ensuring that capital is available where it is needed most to drive organic economic growth in local societies.
Our Values
Client Centric
Your needs first
Transparency
Nothing to hide
Integrity
Upholding moral standards
Sustainability
Long term impact.
Innovation
Creative solutions
Client Centric
Your needs first
Transparency
Nothing to hide
Integrity
Upholding moral standards
Sustainability
Long term impact.
Innovation
Creative solutions
Our Services
Salary Based Loans
Loans that are collateral free and granted to formally employed individuals inclusive of civil servants subject to payroll deduction arrangement.
Consumption Loans
A consumer loan is a loan that covers any need; it covers education, buying cars, travel, home improvement and hotel payments.
Collateral Based Loans
Collateral-based loans require borrowers to provide valuable assets as collateral to secure the loan. We accept assets like vehicles or other valuable items.
Educational Loans
Enjoy peace of mind while you study, knowing your education financing is fully covered. OnChain pays your fees upfront, letting you repay flexibly with comfort.
Emergency Loans
When the unexpected happens, get urgent funds quickly to handle medical bills or family crises without stress.
Agricultural Loans
Financing for farming inputs, equipment, and agricultural development projects.
MSME Loans
Our MSME Loans are purposefully designed to meet the dynamic needs of small business owners who often face limited access to traditional financing.
Vendor Loans
For Vendors in different trade specifications we offer quick funding and the loan repayment is very flexible to suit your business schedule from daily payment to weekly.
Order Finance
With our order finance loans, you will never again fail to fulfill an order. We give leverage to supply your order without stretching your financial resources.
What they say about us?
How To Apply?
01
Apply Simply
Fill out a short form or visit us. We keep the paperwork minimal so you can get started fast.
02
Quick Review
We check your information right away. There are no lengthy wait times or intricate banking terms.
03
Get Funded
Once approved, the loan is sent straight to your account so you can keep moving.